Fundmaster
⚡ Free. Takes 30 seconds to set up.

Don't let your bank put you on a bad rate

When your fixed rate ends, your bank usually puts you on their usual rate. It is rarely their best rate. Set a free reminder and we will send you the best rates on the market right before your fixed rate expires.

★ ★ ★ ★ ★ Trusted by thousands of Kiwi homeowners
Set my free reminder →
😬

What usually happens

  • Your fixed term expires without you noticing
  • Bank rolls you onto their standard rate
  • You are now paying more than you need to
  • Another 2 years locked in at a bad rate
Result: You leave thousands on the table.

What happens with our reminder

  • Automated reminder 90 days before expiry
  • Current best rates across 15+ lenders
  • Time to compare and negotiate
  • You choose the best rate, not just settle
Result: You save thousands, stress-free.
10,000+
Kiwi families helped
15+
Lender partners
5.0 ★
232+ Google reviews
13
Years in business
Set it and forget it

When does your fixed rate expire?

Enter your expiry date and email. We will handle the rest. You will hear from us at 90, 60, 30, and 14 days before your term ends.

Approximate is fine. You can update it later.

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If you tell us, we can show you exactly how much you could save.

🔒 We will never share your details. Unsubscribe anytime.

Here is exactly what you will receive

1
Right now

Welcome email with current best rates and tips for refixing

2
90 days before expiry

Heads up email with the current best rates on the market

3
60 days before expiry

Updated rates plus tips on how to negotiate with your bank

4
30 days before expiry

Action time. Best current rates and options to lock in

5
14 days before expiry

Final reminder with the best offers we can find for you

★ ★ ★ ★ ★ 5.0 rating on Google

Auckland homeowners love having peace of mind

Real stories from people who saved thousands by refixing with Fundmaster

★★★★★

"Go talk to the guys at Fundmaster because they will set you up with goals that will achieve your end result, which is buying a house."

First Home Buyers Auckland · English
★★★★★

"Other brokers declined me. I saw a Fundmaster ad on Facebook and reached out. They worked really hard on my mortgage and got it sorted."

Fundmaster Client Auckland · Punjabi
★★★★★

"Fundmaster is excellent for property finance. They give you everything you need in one go and explain the repayments clearly. Really great service."

Fundmaster Client Auckland · Punjabi

Questions people ask us

Is this really free? +

Yes, completely free. No cost, no commitment, no strings attached. We make money when a loan settles through us, not from reminders.

What happens when my fixed rate expires? +

Your bank will usually automatically put you on their usual rate unless you pick a new fixed rate period. The problem is, their usual rate is rarely their best rate. We make sure you know what else is on the market before you decide.

Will you spam me between now and my expiry date? +

No. You will only hear from us at the 90, 60, 30, and 14 day marks before expiry, plus a single welcome email. Four or five emails total in the lead up. We respect your inbox.

What if I want to switch brokers? +

You are not locked in to anything by signing up. This service is designed to keep you informed so you can make the best decision when the time comes, whether that is with us or not.

Do I have to use Fundmaster to refix? +

No. The reminders are free. If you decide you want us to compare rates and handle your refix when the time comes, we are here. If not, you still get the value of the reminders.

Stop letting your bank choose your rate for you

Set a free reminder in 30 seconds and take back control of your mortgage.

Set my free reminder →
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