Rates have dropped. The OCR is at 2.25% and banks are cutting fast. If you fixed at 6% or higher you could be losing hundreds every month. Enter a few loan details and see your exact savings right now.
Just tell us about your current loan. We'll show your estimated savings instantly, then a senior adviser can walk you through your options.
Takes less than 60 seconds. Just the basics - balance, current rate, term, and bank.
We compare your rate against 15+ lenders and show you exactly what you could save each month.
If you want to proceed, our team will handle everything. If not, no hard feelings. The report is yours to keep.
Real stories from Kiwis who switched their mortgage through us
"Go talk to the guys at Fundmaster because they will set you up with goals that will achieve your end result, which is buying a house."
"Other brokers declined me. I saw a Fundmaster ad on Facebook and reached out. They worked really hard on my mortgage and got it sorted."
"My application was one of the toughest, but Rochelle, Dave and the team stood by us and got us into our first home. Highly recommend Fundmaster."
We're proud of the positive impact we've had on our clients' lives. Here are some heartwarming stories from Kiwis who've achieved their dreams with our help.
Andy and Annamarie dreamed of having their own nest to call friends and family to. Like many first-time buyers, they felt overwhelmed and unsure where to start. That's where Fundmaster stepped in. We guided them through the entire process, from clarifying their options to securing the perfect home loan. Today, they're proud homeowners, hosting gatherings in their very own space.
After moving to New Zealand, Vikram and Amrita felt lost in the unfamiliar property market. Our team, led by Dev, provided the local expertise and personal touch they needed. We helped them navigate the complexities of buying a home in a new country, turning what could have been a stressful experience into an exciting journey. They now highly recommend Fundmaster to anyone looking to buy their dream home in New Zealand.
Dev Dhingra · Founder, CEO and Principal Adviser, Fundmaster
I founded Fundmaster in late 2012 with a simple idea: mortgage advice should be personalised to your goals, not treated like just another loan application.
Thirteen years on, our team has helped over 10,000 Kiwi families into their homes and settled more than $2 billion in lending. In 2022 we were named NZMA Mortgage Brokerage of the Year. I still take client calls every week, because the day I stop talking to homeowners is the day I lose touch with what they actually need.
Yes, completely free. Fundmaster is paid by the lender when a loan settles, not by you. There are no hidden fees, no commitments, and no obligation to switch if you do not want to.
The calculator uses current market rates from 15+ major lenders in New Zealand. Actual savings depend on your specific situation and what each lender offers you. The report gives you a very close estimate, and the formal quote we provide later will be exact.
If you are still in a fixed rate period, breaking it early may involve an exit fee from your bank. We will work out whether the savings are worth the exit cost. Often they are, especially if there is a big gap between your current rate and the best rate on the market.
From first conversation to your new loan being all set up is usually 2 to 4 weeks. We handle all the paperwork and talk to both banks so the process is as easy as possible for you.
Getting a savings report does not affect your credit at all. When you decide to proceed with an application, there will be a credit check like any mortgage, but a single credit enquiry has minimal impact on your score.
Get your free personalised refinance savings report and see exactly how much you could be saving.
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