Rates have dropped. If you are locked in at 6% or higher, you could be paying thousands more than you need to each year. Enter a few loan details and see your exact savings right now.
Just tell us about your current loan. We'll compare it against the best rates on the market and email you a full report.
Takes less than 60 seconds. Just the basics - balance, current rate, term, and bank.
We compare your rate against 15+ lenders and show you exactly what you could save each month.
If you want to proceed, our team will handle everything. If not, no hard feelings. The report is yours to keep.
Real stories from Kiwis who switched their mortgage through us
"Go talk to the guys at Fundmaster because they will set you up with goals that will achieve your end result, which is buying a house."
"Other brokers declined me. I saw a Fundmaster ad on Facebook and reached out. They worked really hard on my mortgage and got it sorted."
"Fundmaster is excellent for property finance. They give you everything you need in one go and explain the repayments clearly. Really great service."
Yes, completely free. Fundmaster is paid by the lender when a loan settles, not by you. There are no hidden fees, no commitments, and no obligation to switch if you do not want to.
The calculator uses current market rates from 15+ major lenders in New Zealand. Actual savings depend on your specific situation and what each lender offers you. The report gives you a very close estimate, and the formal quote we provide later will be exact.
If you are still in a fixed rate period, breaking it early may involve an exit fee from your bank. We will work out whether the savings are worth the exit cost. Often they are, especially if there is a big gap between your current rate and the best rate on the market.
From first conversation to your new loan being all set up is usually 2 to 4 weeks. We handle all the paperwork and talk to both banks so the process is as easy as possible for you.
Getting a savings report does not affect your credit at all. When you decide to proceed with an application, there will be a credit check like any mortgage, but a single credit enquiry has minimal impact on your score.
Get your free personalised refinance savings report and see exactly how much you could be saving.
Get my savings report →