Fundmaster
⚡ Free 30 page guide. Instant download.

Moving to Australia? Here's everything you actually need to know.

From visas to mortgages, tax files to KiwiSaver, buying a home to finding the right suburb. We've put everything Kiwi families need to settle in Australia into one free guide. No fluff, no filler, just what matters.

✓ Visa options explained in plain English
✓ How to get an Aussie mortgage as a new arrival
✓ Cost of living comparison across 6 cities
✓ What to do with your KiwiSaver and NZ mortgage
★ ★ ★ ★ ★ 232+ five star Google reviews
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The Kiwi's Guide to Moving to Australia
10,000+
Kiwi families helped
15+
Lender partners
5.0 ★
232+ Google reviews
13
Years in business
Whats inside the guide

30 pages of everything Kiwi movers need

We built this guide after helping hundreds of families make the move. Every section covers something that tripped people up.

01

Your visa options

The 189, 190, 482, 491 and 444 visas explained in plain English. Which one applies to you as a New Zealander, and what it means for buying property.

02

Banking setup

How to open an Australian bank account before you even arrive. Which banks are the most migrant-friendly, and what documents you'll need.

03

Tax file number & Medicare

The exact steps to get your TFN and Medicare card fast. Common mistakes to avoid, and the timing that matters most.

04

Getting a mortgage in Australia

The reality of buying a home as a recent arrival. LVR requirements, First Home Buyer schemes, and the lenders that work with Kiwis.

05

Cost of living

Sydney, Melbourne, Brisbane, Perth, Adelaide and the Gold Coast - real numbers on rent, groceries, schools and transport.

06

KiwiSaver and super

Whether to transfer your KiwiSaver into Australian super or leave it. Pros, cons, and the tax considerations most people miss.

07

Your NZ mortgage and property

Sell, rent it out, or refinance? A decision framework based on your situation, with tax and legal considerations explained.

08

Timeline & checklist

A week-by-week checklist from 6 months before you leave to 6 months after arrival. Nothing falls through the cracks.

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★ ★ ★ ★ ★ 5.0 rating on Google

Kiwi families trust Fundmaster with the big moves

Real stories from people who took the leap across the Tasman

★★★★★

"Go talk to the guys at Fundmaster because they will set you up with goals that will achieve your end result, which is buying a house."

First Home Buyers Auckland · English
★★★★★

"Other brokers declined me. I saw a Fundmaster ad on Facebook and reached out. They worked really hard on my mortgage and got it sorted."

Fundmaster Client Auckland · Punjabi
★★★★★

"Fundmaster is excellent for property finance. They give you everything you need in one go and explain the repayments clearly. Really great service."

Fundmaster Client Auckland · Punjabi

Questions people ask us

Is this guide really free? +

Yes, completely free. We put it together because we help a lot of Kiwi families navigate the move to Australia and we want to make the process easier for everyone.

Do you help Kiwis get Australian mortgages? +

Yes. Fundmaster works with partners across the Tasman to help New Zealand citizens secure home loans in Australia, even soon after arrival. We handle everything from explaining the process to connecting you with the right Australian lenders.

I'm still in New Zealand. Can I get pre-approved before I move? +

In some cases, yes. The rules around pre-approval vary by lender and depend on whether you have an Australian income or not. We will cover your options in a free consultation.

What about my KiwiSaver and New Zealand mortgage? +

The guide covers both. You have options to transfer your KiwiSaver into an Australian super fund, and we can help you figure out what to do with your existing New Zealand home loan (sell, rent out, or refinance).

Which cities does this guide cover? +

The guide includes an overview of Sydney, Melbourne, Brisbane, Perth, Adelaide, and the Gold Coast, with cost of living comparisons and tips for each.

Stop Googling. Start with the full picture.

The guide covers everything Kiwi families need to know, in one place, for free.

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