Fundmaster
⚡ Free 5 page PDF. Instant download.

Your first home, in 5 simple steps

25 essential tasks across 5 phases. No fluff, no filler. Just the things that actually matter, in the right order. Built by Auckland mortgage experts who have helped thousands of Kiwi families into their first home.

✓ 5 clear phases from savings to settlement
✓ 25 essential tasks (no filler)
✓ Takes 5 minutes to read
✓ Printable one-page PDF format
★ ★ ★ ★ ★ 232+ five star Google reviews
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The Ultimate First Home Buyer Checklist
10,000+
Kiwi families helped
15+
Lender partners
5.0 ★
232+ Google reviews
13
Years in business
The 5 phases

Every step, in the right order

No overwhelm. No filler. Just the 5 phases every first home buyer goes through.

01

Get your money ready

Savings, KiwiSaver, clean up debt, credit check.

02

Work out what you can afford

Deposit total, target suburbs, realistic budget.

03

Get pre-approved

Documents, mortgage broker, certificate.

04

Find the right home

Alerts, open homes, LIM, builder's report.

05

Offer and settle

Sign, conditions, go unconditional, collect keys.

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★ ★ ★ ★ ★ 5.0 rating on Google

Thousands of Kiwi families have used checklists like this

Real stories from first home buyers who got into their homes with Fundmaster

★★★★★

"Go talk to the guys at Fundmaster because they will set you up with goals that will achieve your end result, which is buying a house."

First Home Buyers Auckland · English
★★★★★

"Other brokers declined me. I saw a Fundmaster ad on Facebook and reached out. They worked really hard on my mortgage and got it sorted."

Fundmaster Client Auckland · Punjabi
★★★★★

"Fundmaster is excellent for property finance. They give you everything you need in one go and explain the repayments clearly. Really great service."

Fundmaster Client Auckland · Punjabi

Questions people ask us

Is this really free? +

Yes, completely free. No hidden costs, no sales pressure. We put this together because we help a lot of first home buyers and we want the process to be less stressful for everyone.

Do I need to be buying a home right now to use this? +

No. The checklist starts 12 months before you buy, so it is just as useful whether you are still saving or ready to make offers this month.

What if I have never bought a home before and do not know where to start? +

That is exactly who this checklist is for. It breaks the entire process into 10 phases, each with specific actionable steps. Just start at the top and work your way down.

Do you help people with the actual mortgage part? +

Yes. Fundmaster is an Auckland mortgage advisory firm. We compare rates across 15+ lenders, handle all the paperwork, and our service is completely free. We are here if you want help at any point in your journey.

Stop googling. Start ticking things off.

The full checklist covers every step, in the right order, for free.

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